Kurt Hickam

Managing Director
NMLS 256458
408.316.8424 | fax: 866.213.5310

Kurt encourages his clients to take an active role in the loan process by educating them about the many lending options available to them and the benefits of each, as a home purchase is the most important financial decision of their lives. He is committed to finding loan programs that are in the best interest of his clients. 


With efficient turn times and consistent follow up, Kurt wants to earn his clients’ business for life and have them gladly refer your friends, family and co-workers. With online loan applications, automated underwriting and many other resources, Kurt and his team employ the latest technology to execute transactions efficiently and with minimal time and effort on the part of their clients.


Growing up in Fremont, CA, at a young age Kurt helped his aunt manage a few apartment buildings in San Jose and became interested in Real Estate.  After getting his Business Degree at Chico State University, he worked the in the hi-tech field for over 10 years in Silicon Valley.  During this time Kurt had purchased and managed different types of properties - such as condos, single family and multi-family residential units.  Kurt and his wife also spent time volunteering with Habitat for Humanity. He found that helping people obtain their first home was a very satisfying and rewarding endeavor.  Shortly thereafter, he made the jump into Residential Mortgage Lending.


In 2003 Kurt began as a Loan Officer at Equitas Capital in Los Gatos.  After a few years , a desire for personal growth and the integration of Mortgage Planning into my business, he joined Lawson & Associates in Campbell (now RPM) to add more value to his clients through the use of Financial Planning and applying it to mortgages and home financing.  A few years later, Kurt decided to start his own company "Masterminds Mortgage Planners" in the Willow Glen neighborhood of San Jose and grew the business steadily for seven years before joining Opes Advisors.