Tim Palacios has been helping individuals and families obtain mortgages that are aligned with their lifestyle and long-term financial goals for more than 13 years. He is knowledgeable about the full range of mortgage opportunities for everything from first-time homebuyer concerns to expertise in the complexities of jumbo and super-jumbo loan programs. During the loan process, Tim helps uncover issues and financial concerns that are not always obvious. He has exceptional skill in leading clients so that they understand all aspects of their loan options within the context of their financial lives. Tim advises his clients on what is one of the biggest financial decisions they will ever make. His personal care and authenticity creates trust with his clients and partners, many of whom have become life-long friends.
Tim’s extensive knowledge of the nuances of the loan process, and his genuine care for his clients has consistently gained him recognition in the top 5% of mortgage loan professionals nationwide. Additionally, Tim has developed strong relationships within the real estate and private banking communities, and small business owners and entrepreneurs rely on his expertise in matters of real estate financing and managing finances.
Tim is a member of the Silicon Valley Association of Realtors®, University Rotary of Palo Alto, and is licensed by the California Department of Real Estate. He holds a Bachelor of Science degree in business from California State University, Fresno.
Tim is the founder and CEO of a non-profit organization, Bay Area Travelball, an organization that supports the development of young men through baseball. Tim is also a soccer, baseball and tennis coach for youth sports organizations on the Peninsula and in the South Bay.
Tim lives his wife, Corrine, and their two children in Mountain View.