Get a great mortgage – and a decision that supports your retirement goals.Opes Advisors offers a variety of mortgage programs at competitive rates – and we offer something more. We will conduct a thorough review with you of all of your finances and lifestyle plans and concerns, as well as learn about your future financial plans, so that we can give you a complete housing and lifestyle analysis report. With this report, your Mortgage Advisor will guide you on the appropriate purchase price, mortgage amount, down payment and loan program. And Opes Advisors does not charge any extra for this service, but includes it as an essential part of any mortgage plan. Mortgage ProgramsRegardless of how complex your personal scenario is, Opes Advisors offers a wide range of competitively priced mortgage loan programs designed to meet the diverse needs of today’s real estate buyers. Our mortgage programs include:
Mortgage RatesMany different factors determine what your mortgage rate will be. The rate you’ll qualify for is actually based on many variables including interest rate, term of the loan, loan size, down payment size, your income, your debt relative to your income, your credit score and other features of the loan such as points, fees, loan structure, prepayment penalties and reserve requirements. All of these factors will have an impact on your loan rate. So while we agree that it’s important to have a very good rate – and Opes Advisors offers very competitive rates – it is only a part of the picture. Having said that, our rates are highly competitive and we’ll be happy to quote you our current rates anytime. Ask one of our Mortgage Advisors. |
Know What You Can Afford