How to tell when you’re about to do something that requires deep financial thinking.

You’ve probably had times in your life when you made a big financial decision that had big implications. You may not have really known, however, what the impact would be, beyond thinking, “This is risky,” or “This feels right,” or “This may hurt.”

We call these “FDP” Moments – those times in your life when you need to make very important financial decisions – moments that require having good financial decision planning (FDP) in place. It’s essential that you have a solid strategy so that the decision you make will support you and your family’s long-term financial well-being.

FDP Moments

You are considering buying a bigger home. Or a second home. Or investing in a commercial building that a colleague believes is a golden opportunity. You want to fully pay to send your child to a private elementary school, or an Ivy League university. Your company is soon to have an IPO and you may suddenly have a lot of money that you need to manage. The business you started is expanding rapidly and is generating unexpected cash. Or maybe you get an offer to sell your company.

When your FDP Moments arise, your Advisor —backed by our team of experts -- will be ready to give you the necessary perspective on how to handle the moment. You can turn to us for a review of your personal balance sheet, so that you’ll have a good understanding of the impact of your choices – from taxes to trade-offs – and how they will impact your financial life.