Mortgages are an integral part of your financial life and a major financial decision. Opes treats them that way.

Opes Advisors considers the mortgage a crucial "Financial Decision Planning Moment," one that has the ability to significantly shape and impact your financial life now and into the future. Opes cares about what’s important to you and about making sure your mortgage decision covers all of your concerns.

Opes Advisors will show you a new way of thinking about your mortgage – not just as a loan based on rates, ratios and guidelines, but as something with the potential to dramatically shift your financial situation now and into the future. The mortgage industry has been set up to provide loans based on lender guidelines and ratios. Certainly, these figures are important – they help determine the type and amount of loan you can get. But the guidelines and ratios don’t consider what is important to you and what you care about, and lenders are not prepared to review your entire financial life, your unique lifestyle preferences and your long-term financial goals when you apply for a mortgage.

Real Estate Investment Advisory Services

One of the most common investments – yet least understood by other financial managers – is real estate. Opes Advisors embraces real estate as a central part of your portfolio, and offers you a wide range of advice and services in buying, selling, financing and managing your properties and real estate-related investments.

You have many choices of how you invest in real estate. You could buy a commercial building, or invest in residential property, either locally or in a vacation spot. You could pool your money with other investors, or you could invest in a Real Estate Investment Trust, either public or private, to name just a few options. Opes Advisors has access to these and many other opportunities, and can advise you on which best fits your individual portfolio and strategy. Opes can also underwrite any deals you wish to undertake, offering you a full range of mortgage services on your real estate investment decisions.