An Uncommon Combination
Opes Advisors believes that financial advice is incomplete without a comprehensive look at all assets and debt obligations – including real estate and real estate financing. The wealth management and mortgage banking expertise in our firm allows us to provide clients with guidance in positioning their stocks, bonds, real estate and real estate financing in the way that is most effective in turning out their financial future.
Financial decisions that were once straightforward are now complicated, conflicting and have consequences for taxes, interest and fees. Whether we are managing your assets or financing your home Opes Advisors has the experience, tools and expertise to guide you safely through this complex landscape.
Opes Advisors recognizes that most people have two key investment areas: real estate and liquid assets (stocks and bonds). And, for most people, real estate financing is their largest debt.
Traditionally, these investments have been treated as separate entities, without regard to other financial concerns. Opes Advisors' uncommon combination of investment management and mortgage banking expertise makes us uniquely qualified to help our clients understand the interaction of their real estate, real estate financing, stocks and bonds.
This knowledge benefits our clients as we analyze the interdependence of their asset and debt holdings and how different choices impact their long-term financial outcomes. Using this information, we develop meaningful financial plans for our clients, manage their assets and deliver the right mortgages to help them meet their specific goals.
The first step in this process is to develop a meaningful financial strategy that considers all of your long-term concerns, your goals and your financial responsibilities. A plan. A strategy. A diagram. A map. A design. There’s no new way to say it. However, there is a new way to do it.
At Opes Advisors we’ve developed proprietary software, Opes Advantage™, to analyze your specific situation and identify where you need to be financially when your income stream stops. This program actively and objectively evaluates the tradeoffs within life and shows the financial impact those decisions can have on specific goals for your future. This program factors in real estate and real estate financing and provides real time results. With the immediate and client specific results our software provides, we can determine which variables can be adjusted to create the most significant impact on our clients’ financial futures. Our active – and interactive – planning allows us to modify criteria and assumptions to reflect the changes and opportunities that regularly occur in people’s lives.
Clients that participate in the planning process with Opes get their questions answered. Can they afford to fund their children’s college? Will they be able to maintain their lifestyle when they’re retired? What happens if they delay retirement by two years? Does it make financial sense to downsize their home? Is there such a thing as too large of a down payment on a home purchase?
Our clients are often taking new actions to improve their financial futures – all based upon our discoveries during the planning process.
