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Kelly Gilligan

Mortgage Advisor | Santa Rosa – 1265 North Dutton, California

License/Certifications: NMLS 258369


Office: 707.545.8183

Cell: 707.695.9193

Fax: 707.541.3404

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Home > About Opes Advisors > Our Team > Kelly Gilligan

My Story

Kelly has been involved in residential real estate management, loan origination & consulting as both a broker and banker for the past 25 years. He has held a California real estate license since 1991 in addition to a mortgage loan originator license and recently received a Professional Fiduciary Management Certificate from Cal State Fullerton. He understands the fiduciary responsibility to include the utmost care where he is bound to the higher standard of a professional in the field, to ensure the maximum protection and information be provided the principal while exercising integrity, honesty and the duty of full disclosure, loyalty and the duty of good faith. Kelly has a proficiency in finance and math with a high degree of accuracy and the ability to analyze personal and corporate tax returns, exceptional problem-solving skills and proficient in all FHA, VA, FNMA, Freddie Mac and portfolio lending programs.


Additionally, Kelly has excellent communication skills to promote clear and concise expectations and a thorough knowledge of underwriting, regulatory and compliance issues affecting all aspects of the lending process that allows him to guide his clients through the financing process.


Kelly enjoys the outdoors with his family and is an avid mountain biker and snow skier.

Branch: Santa Rosa – 1265 North Dutton

1265 North Dutton Avenue

Santa Rosa, CA 95401

Phone: 707.541.3400


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