move forward confidently.

Just a sec...
Liz Heitmann

Liz Heitmann

Senior Mortgage Advisor | Sales Manager | Personal Finance Advisor | Santa Barbara, California | LinkedIn Personal Website

License/Certifications: NMLS 777583


Office: 805.699.7126

Cell: 805.455.0772

Fax: 866.558.7581

Apply Online

Upload Documents

Contact Me

Fill out the information below and I'll reach out to you shortly.

  • This field is for validation purposes and should be left unchanged.

Home > About Opes Advisors > Our Team > Liz Heitmann

My Story

Why I Chose Opes:

  • Opes Advisors has the greatest range of products for my clients.
  • Opes Advisors has proprietary software for mortgage centric financial planning, allowing me to work with one of our Financial Advisors to better assist my clients in finding the home and mortgage that best fits their long term financial plan.
  • Opes Advisors has a business culture based on integrity, professionalism and customer service to support building loyal and long-term relationships.


Liz has almost three decades of experience in real estate finance with extensive training in underwriting, as well as experience in construction and commercial lending. Liz is particularly skilled at analyzing the complex financials of self-employed borrowers, and also enjoys the satisfaction of assisting first-time homebuyers accomplish their goal of home ownership. While working to find creative solutions for her clients, Liz is committed to serving with the highest level of integrity and professionalism, ensuring that her clients understand the impact of their financial decision as it applies to their entire financial goals and future.


Liz is co-founder and past-president of the Santa Barbara Leading Lenders, established in 2005. She initiated and organized a collaboration of experienced loan officers to support the professionalism and integrity of the mortgage industry when it was threatened by the sub-prime lending boom, prior to the financial collapse in 2008. She remains committed to the organization, continuing to raise the bar for the industry with ongoing dialogue, education and collaboration, working toward the goal of finding the best solutions for her clients while offering the highest level of service.


Liz grew up in Santa Barbara, holds a Bachelor’s degree from the University of California, Santa Barbara, and currently holds a California Real Estate License along with her NMLS mortgage license. In addition to her involvement with the Santa Barbara Leading Lenders, Liz is an affiliate member of the Santa Barbara Association of Realtors, as well as the Accounting & Financial Women’s Alliance.


Liz enjoys the arts in her free time and is a member of the Santa Barbara Museum of Art, Women’s Board, serving as Vice President of Development (2013/2014) and Publicity Chair (2014/2015). Liz has two (almost) grown children, Max and Kate, and lives in Santa Barbara.


Industry Associates:

Liz has collaborated with Coastal Housing Partnership Member, Santa Barbara Leading Lenders, Co-Founder, and 2016 Chair.

Additional Certifications and Awards:

  • 2009 – 2014 President’s Club/Top Producer Awards

Branch: Santa Barbara

800 Presidio Avenue

Santa Barbara, CA 93101

Phone: 805.699.7128


View This Location

Mortgage Calculator

360 months

Monthly Payment