Steve joins Opes Advisors as Vice President of Capital Markets. In this role, Steve is responsible for managing and developing our investor relationships, managing the team in daily pricing and trading for our branch network, hedging and liquidity of our mortgage pipeline, loan delivery, and development of new and innovative products.
Steve is a mortgage industry professional with over 20 years of experience in executive management, capital markets, investor relations, product development, and mortgage operations. Steve began his mortgage banking career at First Franklin Financial, Inc. on the lock desk in Secondary Marketing and grew professionally into the role of Executive Vice President of Capital Markets and Product Development. He has also managed this function at National City and Merrill Lynch after purchased from National City. He has managed whole loan sale and private label securitization programs that have resulted in over $60 billion of issuance in the capital markets. And as the market begins to recover in securitization, he brings a deep capability to the organization. Steve and his team priced, sold, and securitized annual production of $30 billion, with 40% of the company’s loan volume coming from new products launched by product development. Prior to joining Opes Advisors, Steve was Managing Director and Partner at zIngenuity, Inc. a boutique consulting firm that helped originators and servicers resolve legal disputes and has deep knowledge in investor concerns in this domain.
Steve graduated from San Jose State University with a Bachelor of Science degree in Business Administration Finance. Steve lives with his family in the Silver Creek area of South San Jose and will be working out of our Pleasanton Operations Center.