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It's Here. A Loan That Lives Up To Your Profession | Opes Advisors

Our Professional Loan offers:

  • No mortgage insurance
  • No down payment on loans up to $850,000
  • Low down payment on loans up to $1.5M
  • Deferred medical student debt may not affect your qualifying loan amount1
  • Purchase and rate/term refinance for primary residence
  • 5/1 and 7/1 Adjustable Rate Mortgages (ARMs)2

 

Low down payments for Doctors, Dentists, Accountants, Attorneys, Architects, and Veterinarians!

If you’re looking for a low down payment and competitive rate on a mortgage, we have you covered.3 Opes Advisors offers a uniquely flexible loan program for conventional and Jumbo buyers in certain occupations.4

Contact us today to learn how our Professional Loan program can help you get into the home you want!

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*Your information will not be shared or sold to any third parties.

Grant Tisdel

Branch Manager | Mortgage Advisor
Carlsbad, California
NMLS: 450954
Email
Cell: 858.877.0498

 Jeff Holroyd

Mortgage Advisor
Carlsbad, California
NMLS: 244568
Email
Cell: 760.290.9595

1. Only the medically licensed borrower is eligible for exclusion of student loan debt payment from the debt-to-income ratios. Payments must be deferred for 12 months beyond closing date.
2. With an adjustable-rate mortgage (ARM), your 5/1 loan will have an initial fixed-rate period of 60 months and your 7/1 loan will have an initial fixed-rate period of 84 months. After the fixed rate period, your interest rate will adjust up or down according to market rates at the time of the reset. Rate is variable after the fixed-rate period and subject to change once every year for the remaining life of the loan.
3. Borrower must open a checking or savings account with Flagstar to participate.
4. Eligible borrowers include: a Medical Resident (with educational license), Doctor of Medicine (MD), Doctor of Dental Surgery (DDS), Doctor of Dental Medicine or Surgeon (DMD), Doctor of Optometry (OD), Doctor of Ophthalmology (MD), Doctor of Osteopathic Medicine (DO), Doctor of Podiatric Medicine (DPM), Nurse Anesthetist, Nurse Practitioner, Clinical Nurse Specialist, Attorney, Certified Public Accountant (CPA), Veterinarian, and ATP (Airline Transport Pilot).
This is not a commitment to lend.  Programs available only to qualified borrowers.  Subject to credit approval, underwriting approval, and lender terms and conditions.  Programs subject to change without notice.  Primary residence only.  Restrictions may apply.