Independent · Funded testing · Updated June 2026
Three traders open funded live accounts on every broker reviewed, run real withdrawal cycles, and publish the numbers — including the ones competitors hedge.
Used by 12,400+ traders this month 4.6 / 5 across 312 ratings
Editor's picks · June 2026
Each pick is the broker our trader would route their own deposit through this quarter, under their named jurisdiction.
Worldwide editorial picks
Admiral Markets
8.4/10 Tested
73-78% of retail CFD accounts lose money. How we earn →
AvaTrade
8.7/10 Tested
Blueberry Markets
8.2/10 Tested
74% of retail CFD accounts lose money. How we earn →
City Index
8.4/10 Tested
78% of retail CFD accounts lose money. How we earn →
CMC Markets
9.1/10 Tested
Deriv
7.8/10 Tested
73-76% of retail CFD accounts lose money. How we earn →
Eightcap
8.5/10 Tested
eToro
7.8/10
Exness
9.3/10 Tested
74-89% of retail CFD accounts lose money. How we earn →
FP Markets
8.9/10 Tested
74% of retail CFD accounts lose money. How we earn →
FxPro
8.7/10 Tested
FXTM
8.4/10 Tested
HFM
8.4/10 Tested
74% of retail CFD accounts lose money. How we earn →
IC Markets
8.8/10 Tested
IG Markets
9.0/10 Tested
70% of retail CFD accounts lose money. How we earn →
Interactive Brokers
8.7/10 Tested
60% of retail CFD accounts lose money. How we earn →
NAGA
7.4/10 Tested
80% of retail CFD accounts lose money. How we earn →
OANDA
8.7/10 Tested
Pepperstone
9.0/10 Tested
Plus500
8.7/10 Tested
RoboForex
7.6/10 Tested
Saxo Bank
9.0/10 Tested
Tickmill
8.6/10 Tested
Trade Nation
8.0/10 Tested
70% of retail CFD accounts lose money. How we earn →
Trading 212
8.4/10 Tested
76% of retail CFD accounts lose money. How we earn →
Vantage
8.8/10 Tested
74% of retail CFD accounts lose money. How we earn →
XM Group
9.1/10 Tested
74% of retail CFD accounts lose money. How we earn →
FTMO
9.0/10 Tested
Binance
8.6/10 Tested
Vertical, country, account type — six entry points into the database.
Free tools
Built to answer questions broker marketing pages don't — how much will this account actually cost me per year.
Trading Fee Calculator
Enter lot size and trade count. See the annual cost across XM, Exness and FP Markets — same trader profile, three real account types.
Open tool →
Live · interactivePosition Size Calculator
Risk-based lot sizing. Enter balance, risk % and stop loss in pips. Returns the exact lot size that keeps your loss inside budget.
Open tool →
Live · interactiveRisk/Reward Calculator
Compute R:R ratio, breakeven win rate and per-trade expectancy from entry, stop and target. Sanity-check your setup before you click buy.
Open tool →
New · interactiveSpread Comparison Calculator
Side-by-side spread + commission cost across XM, Exness, FP Markets and IC Markets. Picks the cheapest for your pair, lot size and account type.
Compare spreads →
ReferencePip Calculator
Pip value in dollars across forex pairs and lot sizes. Used to plan position size before placing a trade.
Open tool →
Live · 5 questionsBroker Finder Quiz
Five answers. Three ranked recommendations with the reasoning, cached locally for seven days. No sponsored placement.
Start quiz →
74% of retail CFD accounts lose money. How we earn →
74% of retail CFD accounts lose money. How we earn →
74% of retail CFD accounts lose money. How we earn →
74% of retail CFD accounts lose money. How we earn →
74% of retail CFD accounts lose money. How we earn →
74% of retail CFD accounts lose money. How we earn →
Side-by-side comparison of XM and Exness. Spreads, regulation, withdrawal speed, account types, real testing notes.
| Criterion | XM Group | Exness |
|---|---|---|
| Overall Score | 9.1 | ★ 9.3 |
| Min Deposit | ★ $5 | $10 |
| Spread From | 0.6 pips | 0.0 pips |
| Max Leverage | 1:1000 | 1:Unlimited |
| Platforms | MT4, MT5, XM App, WebTrader, Mobile, Web | MT4, MT5, Exness Terminal, Exness App, Mobile, Web |
| Regulation | CySEC, ASIC, FCA, DFSA | CySEC, FCA, FSA Seychelles, FSCA |
| Instruments | ★ 1,400 | 230 |
| Support Score | 8.0 | ★ 9.0 |
| Education Score | ★ 9.5 | 8.5 |
| Mobile App Score | 8.0 | ★ 9.0 |
We open funded live accounts. We place hundreds of real orders. We run full withdrawal cycles. Then we score 10 dimensions and publish the actual numbers — including the failures.
Read our methodology →No. Brokers cannot pay for placement, score, or position. We earn affiliate commissions when readers open accounts via tracked /go/ links — typically $200 to $1,850 per funded account, varying by broker and country. Editorial scores stay independent: our 10-criterion methodology weighs safety 25%, fees 20%, platforms 15%, deposits 15%, support 10%, with the remaining 15% split across instruments, research, education and mobile. See /methodology/ and /how-we-make-money/ for full disclosure.
Every broker reviewed opens with a funded live account between $100 and $500. We place 100+ real orders across London, New York and Asian sessions, log actual spread and slippage data, run full deposit and withdrawal cycles, and test customer support response times. Total test duration is 4 to 8 weeks per broker before a score is published. Test data is logged with timestamps and bank-confirmation references.
Three traders publish under their own names with funded-account testing for every review. Laura West has traded forex CFDs since 2015 and reviews 25+ brokers. Mike Volkov has traded crypto across 12 exchanges since 2017. Tom Nakamura passed funded-trader challenges at 4 prop firms since 2021. Each author page (/authors/laura-west/, /authors/mike-volkov/, /authors/tom-nakamura/) lists credentials, test methodology and reviews authored.
Reviews carry a visible Updated date in the header. Material changes trigger a fresh review: regulation status change, withdrawn licence, new account type, spread structure overhaul, or fresh withdrawal-test data. The full review pool refreshes on a 90-day rotation by default. Listing pages (Best Forex, Best Crypto, Best Prop) re-rank monthly based on latest scores. The latest reviews block on this page shows the 6 most recently updated.
Yes. All review content, calculators (Pip, Position Size, Spread Comparison, Trading Fee), the broker finder quiz at /find-broker/, and the country-specific shortlist pages at /country/[code]/ are free with no registration required. We earn from broker affiliate commissions when readers open accounts via the /go/ links — never from reader subscriptions or paywalls. No email signup is required to access any page.
Three paths. Path 1 (fastest): use the geo-aware Top 3 on this page — it auto-detects your country via the flag in the header and reorders to show partners we have CPA agreements with for your jurisdiction. Path 2: open /find-broker/ for a 7-question quiz that recommends 3 brokers based on your strategy, deposit and platform preferences. Path 3: visit /country/[code]/ for the full country-specific shortlist with regulator and currency notes.
Email the team via the contact link in the footer. Include broker name, account number (last 4 digits only), date of incident, and a 1-sentence summary. We log every report in a 12-month rolling broker-risk tracker. If a pattern emerges (3+ reports of the same issue within 90 days), the broker review is updated with a Caution badge and the issue is documented in the Safety section. Regulatory complaints should also be filed with the relevant regulator (FCA, CySEC, ASIC etc.).
