Mortgage Advisor and Personal Finance Advisor | Bellevue, Washington
License/Certifications: NMLS 344326
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Josh brings over 16 years of mortgage experience as Mortgage Advisor to the Bellevue Branch. Since joining Opes in July, 2014, Josh has demonstrated his concern to his clients’ financial future by completing rigorous training to earn the Opes Advisors, Personal Finance Advisor (PFA) certification.
Getting to know you on an intimate level and learning more about your intentions for short and long-term financial goals are the guiding principles and Josh’s focus with you. Acting in a fiduciary capacity, your best interests take precedence. A mortgage is often the largest debt-obligation you may ever have on your personal balance sheet. Josh’s approach to structure your mortgage is within the framework that your home loan is a major financial decision. Whether you are a first time home buyer, a sophisticated investor, or anywhere in between, Josh works from an advisory-based approach to help you move forward with confidence and certainty about your financial future, supported by ‘Opes Advantage’ (Opes proprietary software). By taking a holistic perspective with your entire balance sheet over time into consideration, the goal is to help you move forward with confidence.
Josh prides himself on providing you with the utmost levels of integrity and respect. Your best interests are his best interests. Education is crucial, and the more knowledge you have, the more empowered you are to make the most effective financial decisions to suit your objectives. Josh’s goal is to help you focus beyond the standard: ‘How much do I qualify for a loan?’ Josh presents you with the informed decision to answer the question: ‘How does this mortgage decision impact my ability to maintain a satisfying lifestyle while saving for the future?’
As a mortgage bank, Opes Advisors originates, underwrites, and funds loans with its own capital, maintaining control of the entire loan process. Opes Advisors offers a full-range of competitively-priced loan programs. We are knowledgeable in lender guidelines so we can match the best loan program to each client’s unique situation and needs. Our underwriters are experts in local markets and we fund loans in-house, so we maintain complete control of the process to ensure fast turn-times and a smooth loan process.
Josh was born and raised on Capitol Hill, and currently lives in the Eastlake Neighborhood right off Lake Union. He graduated from Tulane University’s A.B. Freeman School of Business with a BSM in Marketing. Presently Josh proudly serves one of the country’s oldest civil rights organizations, as a Board Member and as a recorder on the Executive Committee of the NW Regional Anti-Defamation League. Additionally, Josh also serves as a Board Member for the King County Youth Development Fund which provides support services and funds to abused and/or neglected youth. Josh organizes a Men’s league softball team within the Seattle Parks department. Additionally he loves playing basketball, hiking, spending time with his family, travelling and reading.